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Most students are considered dependent, meaning their parents’ incomes and asset information will be considered when determining their financial aid. The Department of Education determines dependency status. To qualify as independent, you need to meet specific criteria, such as being on active duty (not in the reserves), being a veteran of the U.S. military, being married or having a child you support. You may have to provide documentation proving you are an independent student. If approved, your parents’ financial information will not be considered when determining your financial need. Even if you don’t live with your parents, you must still answer the questions about your parents if you’re considered a dependent student.

You can receive financial assistance to help cover your flight costs.

Most students receiving financial aid and pursuing a degree program requiring flight training find it necessary to consider the different loan programs available to cover the cost of flight. Careful budgeting of your expenses in these programs is a worthwhile effort to ensure your success.

Understanding flight budgets and borrowing money for flights can be somewhat puzzling. Hopefully, this will make it easier to understand how financial aid can be utilized to help parents and students partner together in this journey.

When planning to enroll in a flight course, check with your financial aid counselor to go over your financial aid options.

If you need to apply for a loan, please keep in mind that it can take up to 45 days for a Private Loan to be processed by the lender and sent to Embry-Riddle for loan certification. .

If you need to apply for a Federal Parent PLUS Loan, please allow 3-5 business days for loan certification. Apply for a .

A flight account is created for flight students. Once a refund is processed for the flight, the student must move funds into their flight account.

Please be sure to monitor flight funding, as additional costs may accrue if additional flight activities increase the estimated completion rate of the flight course. If your cost exceeds your budget, please get in touch with your Financial Aid Counselor to discuss increasing your flight budget and financial aid.

Before processing a drop, withdrawal or cancellation of a flight course, contact your Financial Aid Counselor to see if there will be any financial impact to your account. Awards may be reduced or canceled if enrollment changes due to a dropped flight course.

Please note: Flight courses taken off campus are not funded through Embry-Riddle. It’s important to manage the money you allocate for flights. If money borrowed for flights is utilized for other purposes, we cannot authorize additional funding.

Your Flight Account is a prepaid deposit account used only for flight expenses. Use any of the methods of deposit below.

1. In-person deposits are accepted at Student Financial Services using a pin-debit card, check or money order.
2. Mail a check or money order to Embry-Riddle Student Financial Services. Be sure to include a letter requesting a deposit for Flight Dollars and provide the student's full name and ID number.
3. Students can a credit card (subject to a 2.95% processing fee).
4. using a credit card (subject to a 2.95% processing fee).

You can receive financial assistance to help cover your flight costs. Most students receiving financial aid and pursuing a degree program requiring flight training find it necessary to consider the different loan programs available to cover the cost of flight. Careful budgeting of your expenses in these programs is a worthwhile effort to ensure your success.

Understanding flight budgets and borrowing money for flights can be somewhat puzzling. Hopefully, this will make it easier to understand how financial aid can be utilized to help parents and students partner together in this journey.

• When planning to enroll in a flight course, check with your financial aid counselor to go over your financial aid options.
• If you need to apply for a loan, please keep in mind that it can take up to 45 days for a Private Loan to be processed by the lender and sent to Embry-Riddle for loan certification. Compare lenders and apply for private loans.
• If you need to apply for a Federal Parent PLUS Loan, please allow 3-5 business days for loan certification. Apply for a PLUS Loan.
• A flight account is created for flight students. Once a refund is processed for the flight, the student must move funds into their flight account.
• Please be sure to monitor flight funding, as additional costs may accrue if additional flight activities increase the estimated completion rate of the flight course. If your cost exceeds your budget, please get in touch with your Financial Aid Counselor to discuss increasing your flight budget and financial aid.
• Before processing a drop, withdrawal or cancellation of a flight course, contact your Financial Aid Counselor to see if there will be any financial impact to your account. Awards may be reduced or canceled if enrollment changes due to a dropped flight course.

Please note: Flight courses taken off campus are not funded through Embry-Riddle. It’s important to manage the money you allocate for flights. If money borrowed for flights is utilized for other purposes, we cannot authorize additional funding.

Your Flight Account is a prepaid deposit account used only for flight expenses. Use any of the methods of deposit below.

1. In-person deposits are accepted at Student Financial Services using a pin-debit card, check or money order.
2. Mail a check or money order to Embry-Riddle Student Financial Services. Be sure to include a letter requesting a deposit for Flight Dollars and provide the student's full name and ID number.
3. Students can using a credit card (subject to a 2.95% processing fee).
4. using a credit card (subject to a 2.95% processing fee).

• On the ERNIE homepage, click on the "Campus Solutions Student Homepage."
• Scroll to the Personal Information Section and click the "Auxiliary Access" link.
• Read and accept the Terms and Conditions.
• Click the "Add" button.
• Create an AUX username and relationship.
• Delete the pre-set password, create a new password and confirm.
• Create a PIN, check the "Add/Remove" box, enter the user email, click "Okay" and save.
• AUX user(s) will be sent an email.
• Provide AUX user(s) with the password that was set up.

Your cost will vary slightly by the academic program (note: students pursuing a degree requiring flight training will have additional fees), but you will find that Embry-Riddle is one of the most affordable private universities for aviation/aerospace education. See estimated student costs of attendance for your campus.

Remember: Just because a private university costs more than a public state university doesn't necessarily mean you will pay more out of your pocket. Schools that cost more are authorized to award higher amounts of financial assistance. Your out-of-pocket cost could be the same or even less.

The sooner you fill out the FAFSA, the better. The application is free.

State governments and some colleges and universities use information from the FAFSA to determine what state and institutional aid you qualify for. However, state agencies and individual schools have different deadlines to qualify for aid, so keep track of all the deadlines and get a head start.

Even if your household income is too high to qualify for federal grants or work-study funds, the FAFSA is also used to determine federal student loan eligibility. There's no harm in applying; on average, it only takes 23 minutes to fill out the FAFSA.

No. Flight costs are not covered by tuition and fee payments. Flight training is "Pay-As-You-Go." After completing the training session, you may pay for your session online through the Education and Training (ETA) system. You may pay with a credit card, debit card, eCheck or Flight Dollars.

If you still have other questions not answered in this section or elsewhere in Embry-Riddle's Financial Aid information, please contact us, and we'll be happy to assist you.

Scholarship opportunities vary by campus. Visit the Scholarships page to learn more about what you may be eligible for.